AML Financial Crime Risk Senior Investigator Enhanced Due Diligence High Risk Customer Progra

AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program, Ministerial Directives) page is loaded

AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program, Ministerial Directives)

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Global Anti-Money Laundering at TD

Pick up a newspaper, turn on the TV or stream a video and the topic of money crime is everywhere, because it is a threat across the world.

Do you believe the best defense is a good offence? At TD, we're committed to detect and deter anyone from using TD products or services for money laundering and terrorist financing activities. Our dedication is upheld and deployed through key team functions - Policy, Testing, Advisory, High Risk Investigations, and Financial Intelligence Unit - that together build our Global Anti-Money Laundering (GAML) Program and professional community.

Ready to join us? We have a new opportunity to grow your career in AML.

High Risk Customer (HRC) Program conducts enhanced due diligence of customers who have been high risk. In addition, the HRI manages the daily activities, design and implement controls for risk mitigation related to Anti-Money Laundering, Anti-Terrorist Financing, Enhanced Due Diligence, Sanctions and Anti-Bribery/Anti-Corruption

Job Profile Summary:

The High Risk Customer Program consist of dedicated and specialized teams with AML subject matter experts with accountabilities to conduct the enhance due diligence of high risk customers. These teams focus on conducting enhanced due diligence as required by Ministerial Directives as issued by the Minister of Finance and communicated to reporting entities by FINTRAC.

The AML Financial Crime Risk Senior Investigator (Enhanced Due Diligence, High Risk Customer Program, Ministerial Directives) reports to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program, Ministerial Directives).

The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Ministerial Directives) is responsible for:

• Conducting end to end EDD reviews/AML investigations specifically relating to high risk customers focusing on Ministerial Directives, and other specialized types of high risk customers. Includes authority in applying reasonable grounds to suspect money laundering, terrorist financing and other financial crimes.

• Provide support to the Group Manager AML Financial Crime Investigations (EDD, High Risk Customer Program, Ministerial Directives) where needed.

• The AML Financial Crime Risk Senior Investigator (EDD, High Risk Customer Program, Ministerial Directives) conducts end to end EDD reviews/AML Investigations on complex cases and project, and assists with the oversight of the High Risk Customer Program in Canada while partnering with internal and external stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators to ensure the controls are designed and operating effectively to mitigate the risk and compliance with regulatory requirements as well as the Bank's systems of internal controls.

CUSTOMER

• Conduct enhanced due diligence reviews of complex initial and periodic reviews of high risk customers that focuses on Ministerial Directives, and other specialized types of high risk customers including the determination of unusual and/or suspicious activities for regulatory reporting, as well as risk mitigation such as demarketing of relationships and accounts.

• Conduct a variety of complex EDD reviews/investigations, including AML, Sanctions/ ABAC, and Financial Crime

• Ensure the regulatory reporting is conducted in a timely manner and/or without delay while adhering to regulatory requirements and internal controls.

• Apply sound methodologies to collect, preserve, and analyze evidence while staying current on global emerging risks and technology threats.

• Assess and prioritize files and investigate assigned cases ensuring proper protocols are in place and effectively applied.

• Work effectively with counterparts at other FI's, law enforcement, Non-Profits, and others in government within prescribed protocols to maximize opportunities for information sharing and to reduce TDBFG exposure

• Conduct EDD reviews/investigations in a professional and timely manner.

• Identify and communicate procedural weaknesses to businesses.

• Identify industry and typologies risk and trends for respective program areas and share knowledge with appropriate stakeholders.

• Maintain and establish working relationships with internal and external partners (e.g., vendor engagements, advisory teams, working with other people managers and investigators, and etc.) for investigative purposes.

• Investigative analysis by collecting, assessing, and collating case file information for AML, Sanctions/ABAC & Financial Crime investigations.

SHAREHOLDER

• Develop and maintain effective relationship with key stakeholders including, vendor engagements, advisory teams, working with other people managers and investigators, and etc.

• Participate in forums, working groups and other established task force while representing the High Risk Investigations to ensure information is shared among various stakeholders in a timely, concise, and accurate manner.

• Lead work streams by acting as a project lead for large or complex projects / initiatives in accordance with project management methodologies.

• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.

• Evaluate the effectiveness of processes/services and recommend/champion possible enhancements.

• Recommend improvements to escalation processes within the investigative unit and a feedback mechanism to relevant stakeholders.

• Plan and deliver efficient and cost-effective processes that support and promote the implementation of programs.

• Conduct internal and external research projects; support the development/ delivery of presentations / communications to management or broader audience.

• Monitor service, productivity and assess efficiency levels within own function and implement continuous process/performance improvements where opportunities exist.

• Consistently exercise discretion in managing correspondence, information, and all matters of confidentiality; escalate issues where appropriate.

• Protect the interests of the organization - identify and manage.