Credit Banking Trainee Development Program 2024

Our Credit Banking Trainee Development Program 2024 is a rotational 12-month accelerated development and hands-on experience platform to demonstrate your leadership and passion working on a variety of cross functional assignments. While advancing your banking industry knowledge, we will also focus on your personal development through 1:1 mentorship, coaching, exposure, and networking opportunities. The track focused on credit banking, loan program, credit administration, analysis, and underwriting; among others will allow you to contribute on strategic business-building opportunities and/or provide data analysis to uncover business drivers and trends. Rotations and projects assigned may be performed in the following business units: US Loans Program, Credit Risk, Credit Administration, Loan Review, and Corporate Banking. Position will be working hybrid and is based in Oriental Center building, San Juan, PR.

WHAT WILL YOU DO

• Gain experience analyzing and managing portfolios from beginning to end and contribute to Oriental's bottom line.
• Get exposure to and work with individuals and teams across Oriental. Expand your professional network and get to work with team members across the organization.
• Engage in ongoing collaboration, consultation, and relationships with internal and external client groups.
• Identify, recommend, and incorporate efficiencies on each business rotation.
• Analyze, evaluate, monitor possible loans, and provide recommendations regarding future credit practices.
• Analyze actual tasks and processes with a continuous improvement mindset to encourage necessary changes to achieve a more effective and efficient business procedure.
• Comply with all program rotations and acquire / broaden knowledge, allowing better understanding of the banking industry business realities.
• Acquire and strengthen leadership skills by completing and actively participating in all learning and development activities required.

• Bachelor's or master's degree in business administration, finance, math, economy, or related field required.
• Candidates must be recently graduated, ideally within a twelve-month time frame.
• Minimum 3.0 cumulative GPA required.
• Excellent interpersonal & communication skills. Leadership, analytical, problem solving & sound decision-making skills required.
• Project & process mindset; able to handle complex projects with sense of urgency, adaptability to change, innovation and results orientation is a must.
• Being technology savvy is required. Proficiency on computer systems including MS Office required. Knowledge of databases, analytical, visualization, querying and other tools preferred.
• Expressing yourself with fluency in Spanish and English (verbal & written) is required.
• Legally authorized to work in the US required. This position is of indefinite duration and requires candidates to have permanent work authorization.

• Exposure to different related units to get to know our US Loans operation in the US market.
• Build (forge) long-term professional relationships and expand your career network.
• A strengths-based, engagement-focused, and performance-oriented culture.
• Ongoing learning and development through participation on workshops and networking events.