The Community Reinvestment Act (CRA) and Compliance Officer is responsible for developing, implementing, and administering all aspects of the Bank's CRA program and assisting with Compliance Management System (CMS).
The primary area of this position is to accumulate the bank's loan and deposit portfolio to the Bank's CRA assessment areas, determine areas of concern, report findings recommendations to the committees, and develop strategies to remain CRA compliant.
In addition, this position plans, organizes, and controls the Bank's day-to-day administrative, lending, and operational (e.g.
deposit/branch) compliance activities; collaborates with management in the overall administration of these directives for the Bank.
Participates in various committees, audits, and examinations.
Advises Management and Bank employees of emerging compliance issues and consults and guides the Bank in the establishment of controls to mitigate risks.
Assures compliance with all Bank policies and procedures, as well as all applicable state and federal banking regulations.
This position is preferably on-site in the Bank's Headquarters in Las Vegas, NV.
The position may qualify for work from home 1-2 days per week.
Remote may be considered with travel to Bank Headquarters based on business need.
ESSENTIAL DUTIES
1.
Upholds, at all times, the Bank's Core Values of:
Integrity, Respect, Positive Attitude, Empowerment, Accountability, and Excellence.
2.
Delivers on the Bank's tagline of 'Your Best Banking Experience - Ever!' by reinforcing the application of superior customer service through own example along with appropriate follow through with involved customers and employees.
3.
Performs duties as the Community Reinvestment Act Officer; establishes, participates, and maintains relationships with community based, charitable, and non-profit organizations; develops and implements programs to ensure the Bank meets the needs of the community and attains CRA compliance goals.
Interacts directly with regulatory agency staff.
Ensures appropriate data collection for CRA purposes and advises senior management regarding CRA strategy and actions.
4.
Develops, implements, and administers all aspects of the Bank's CRA program, including working with the business to obtain accurate, up-to-date, and useful loan and deposit information, determine the assessment area based on branch and bank activities, analyze the loan date to determine CRA loans, including community development loans, determine areas of that require increased loan products, develop committee and Board reports, and influence lending activities when necessary.
5.
Develop strategies for CRA compliance, at both the short-term and long-term (this including developing a CRA monitoring and testing program) and prepare for Regulatory exams, including gather information, self-disclosure, and being a central point of contact.
6.
Serve as the Bank's subject matter expert for Fair Lending laws and regulations.
Develop and maintain fair lending program on a risk-based approach appropriate for the size and complexity of the banks, including developing the testing and monitoring program, executing the Fair Lending risk assessment, produce committee and Board reports, maintain the Fair Lending policy and procedures, and serve as a lead for Fair Lending regulatory examinations and independent audits.
7.
Assist with the CMS program, including performing duties as the Bank's Compliance Committee chairperson; assists independent, state, and federal regulator auditor inquiries; reviews and writes compliance related policies and procedures; makes recommendations to the Board of Directors and Senior Management when appropriate; submits annual reports to the Board of Directors detailing compliance issues.
Collaborates with Bank Management to develop compliant solutions while meeting customer needs.
8.
Maintains a proficient knowledge of all applicable banking rules and regulations in a high growth environment with diverse portfolios including but not limited to SBA, Prepaid, Deposits, Credit Card, and Commercial Lending.
Serves as the Bank's subject matter expert for regulatory compliance with CRA (Reg BB), FCRA (Reg V), , Fair Lending, Rule 1071, UDAAP, Flood Disaster Protection Act, MLA, SCRA, ECOA, Funds Availability (Reg CC), EFTA (Reg E), TISA (Reg DD), TILA (Reg Z), Loans to Insiders (Reg O), Consumer Financial Privacy (Reg P), and Affiliate Transactions (Reg E).
9.
Ensures the safety and security of all customer information; restricts access to customer information only to personnel with a legitimate need for such information, both inside and outside the Bank.
Assists the Privacy Officer as necessary.
10.
Identifies and mitigates potential risk issues against the Bank and interacts with Bank employees pertaining to such issues.
11.
Oversees actions of comprehensive self-testing, independent third party and regulatory audits, specifically for CRA and Fair Lending; makes necessary preparations for such audits or exams; coordinates responses to external auditors and regulatory examiners; ensures deficiencies identified from such audits and examinations are corrected.
12.
Develops and administers various forms to assure the use of correct and updated forms by Bank personnel; Ensures compliance with all applicable reporting and recordkeeping requirements; Ensures timely distribution of related materials and publications to designated personnel.
13.
Conducts compliance training presentations and exercises for CRA and Fair Lending
14.
Assumes responsibility for special projects, gathers data and prepares reports for Senior Management, audits, and other personnel.
15.
Other duties as assigned.
SUPERVISORY RESPONSIBILITY
The position of CRA and Compliance Officer may be responsible for the supervision of 1 or more employees.
MENTAL DEMANDS
This position requires the ability to accommodate reading documents or instruments, detailed work, problem solving, customer contact, reasoning, math, language, presentations, verbal and written communication, analytical reasoning, stress, multiple concurrent tasks, and constant interruptions.
MINIMUM REQUIREMENTS
• Bachelor's degree from a 4-year college or university; or 7 years of related experience and/or training; or the equivalent combination of education and experience.
Work related experience should consist of an in-depth background in Bank administration, compliance, and supervisory skills.
Educational experience, through in-house training sessions, formal school, or financial industry related curriculum, should be applicable to the financial industry.
• Subject Matter Expert level understanding of CRA and Fair Lending and be able to perform all job function of a CRA and Fair Lending Officer
• Industry knowledge of the Compliance Management Systems components, including the Compliance Program, Change Management and Risk Management.
• Advanced knowledge of Bank administration, lending and operations products and services; related state and federal laws and regulations, and other Bank operational policies and procedures.
• Excellent organizational and time management skills.
• Ability to deal with complex problems involving multiple facets and variables in non-stan.
United States - NV - NV - Reno
March 8, 2024
Are you looking for an opportunity to work in the dynamic world of retail merchandising? Retail Odyssey is currently seeking Retail Reset Merchandisers to join our team. • As a Retail Odyssey Merchandiser, you will play a crucial role in enhancing the shopping experience for customers within the...
United States - NV - NV - Carson City
June 29, 2024
Company : enGen : JOB SUMMARY This job is a strong advocate of cloud technology and engineering support necessary to drive the organization's next-generation technologies. The intermediate level incumbent works to adopt, expand, maintain, and optimize cloud usage across the organization through...
VETERANS HEALTH ADMINISTRATION
United States - NV - NV - Reno
June 29, 2024
Summary • This position is eligible for the Education Debt Reduction Program (EDRP), a student loan payment reimbursement program. You must meet specific individual eligibility requirements in accordance with VHA policy and submit your EDRP application within four months of appointment. Approval,...
United States - NV - NV - Reno
March 8, 2024
Are you looking for an opportunity to work in the dynamic world of retail merchandising? Retail Odyssey is currently seeking Retail Reset Merchandisers to join our team. • As a Retail Odyssey Merchandiser, you will play a crucial role in enhancing the shopping experience for customers within the...
Las Vegas Growth Highgate Hotels
United States - NV - NV - Las Vegas
June 24, 2024
Compensation Type: • Yearly Highgate Hotels: • Highgate is a premier real estate investment and hospitality management company widely recognized as an innovator in the industry. • Highgate is the dominant player in U.S. • gateway markets including New York, Boston, Miami, San Francisco and Honolulu,...
United States - NV - NV - Enterprise
June 24, 2024
Invitation Homes is a fast-paced evolving company, offering high-quality homes for lease in desirable neighborhoods across America. As the nation's premiere home leasing company, we own, lease and operate approximately 80,000 properties ensuring a move-in ready living space that provides a clean,...
United States - NV - NV - Winnemucca
June 29, 2024
Medical Solutions is seeking a travel Surgical Technologist for a travel job in Winnemucca, Nevada. & Requirements • Specialty: Surgical Technologist • Discipline: Allied Health Professional • Duration: 13 weeks • 40 hours per week • Shift: 8 hours, days • Employment Type: Travel Were seeking...
United States - NV - NV - Fallon
June 29, 2024
Do you thirst for more? Join Coca Cola to grow, learn and build on their iconic past and impactful future As a Material Handler, you will be responsible for: • Picking and packing orders for delivery to retail store, guest areas and offices; Assisting with inventory preparation and execution;...
United States - NV - NV - Henderson
June 29, 2024
Overview : Overview Audiology Extern Join our Team at HearingLife Looking to kick-start your career in audiology with hands-on experience and unparalleled mentorship? HearingLife, a premier national hearing care company, is seeking passionate Audiology Doctoral Students for externship positions...
United States - NV - NV - Elko
June 29, 2024
Highlights • Location Elko, NV • Pay Rate Up to: $1848.38/Week • Start Date Immediately to Sep 30, 2024 • Duration 13 Week • Number of Positions 1 • Remote Position Type On-Site Work Only • Shift Type Nights • Hours Per Day 12 Hours • Discipline Registered Nurse (RN) Skills • Med Surg Description •...
United States - NV - NV - Boulder City
June 24, 2024
Invitation Homes is a fast-paced evolving company, offering high-quality homes for lease in desirable neighborhoods across America. As the nation's premiere home leasing company, we own, lease and operate approximately 80,000 properties ensuring a move-in ready living space that provides a clean,...
General Dynamics Information Technology
United States - NV - NV - Las Vegas
June 29, 2024
Req ID: • RQ178982 Type of Requisition: • Regular Clearance Level Must Be Able to Obtain: • None Public Trust/Other Required: • None Job Family: • Training Skills: • Security Trainings,Training,Training Design Experience: • 5 + years of related experience • Security Training & Integration Analyst (...
United States - NV - NV - elko
June 4, 2024
Triage Staffing is seeking a travel nurse RN Med Surg for a travel nursing job in Elko, Nevada. & Requirements • Specialty: Med Surg • Discipline: RN • Start Date: ASAP • Duration: 13 weeks • 36 hours per week • Shift: 12 hours, nights • Employment Type: Travel Travel Nursing: Med/Surg Elko •...
United States - NV - NV - Las Vegas
May 29, 2024
Compensation Type: • Hourly Highgate Hotels: • Highgate is a premier real estate investment and hospitality management company widely recognized as an innovator in the industry. • Highgate is the dominant player in U.S. • gateway markets including New York, Boston, Miami, San Francisco and Honolulu,...
MedPro Healthcare Allied Staffing
United States - NV - NV - Reno
June 29, 2024
MedPro Healthcare Allied Staffing is seeking a travel Respiratory Therapist for a travel job in Reno, Nevada. & Requirements • Specialty: Respiratory Therapist • Discipline: Allied Health Professional • Start Date: 07/17/2024 • Duration: 13 weeks • 36 hours per week • Shift: 12 hours, days •...
United States - NV - NV - Las Vegas
June 24, 2024
Invitation Homes is a fast-paced evolving company, offering high-quality homes for lease in desirable neighborhoods across America. As the nation's premiere home leasing company, we own, lease and operate approximately 80,000 properties ensuring a move-in ready living space that provides a clean,...
United States - NV - NV - Reno
March 8, 2024
Are you looking for an opportunity to work in the dynamic world of retail merchandising? Retail Odyssey is currently seeking Retail Reset Merchandisers to join our team. • As a Retail Odyssey Merchandiser, you will play a crucial role in enhancing the shopping experience for customers within the...
United States - NV - NV - Las Vegas
June 26, 2024
Compensation Type: • Yearly Highgate Hotels: • Highgate is a premier real estate investment and hospitality management company widely recognized as an innovator in the industry. • Highgate is the dominant player in U.S. • gateway markets including New York, Boston, Miami, San Francisco and Honolulu....
United States - NV - NV - Reno
March 8, 2024
Are you looking for an opportunity to work in the dynamic world of retail merchandising? Retail Odyssey is currently seeking Retail Reset Merchandisers to join our team. • As a Retail Odyssey Merchandiser, you will play a crucial role in enhancing the shopping experience for customers within the...
United States - NV - NV - North Las Vegas
June 29, 2024
Create a healthier, brighter future for pets, pet parents and people! • If you want to make a real difference, create an exciting career path, feel welcome to be your whole self and nurture your wellbeing, Petco is the place for you. • Our core values capture that spirit as we work to improve lives...
United States - NV - NV - Sparks
May 24, 2024
Requisition Number: 24009 When you work for AmeriGas, you become a part of something BIG! Founded in 1959, AmeriGas is the nation's premiere propane company, serving over 1.5 million residential, commercial, industrial and motor fuel propane customers. Together, over 6,500 dedicated professionals...