Business Banking Officer

Employment at Heartland Financial USA, Inc.
is employment at will
Bank of Blue Valley, a division of HTLF Bank, is an equal opportunity employer committed to creating a diverse workforce.
We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.
Bank of Blue Valley, a division of HTLF Bank, is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients.
As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees.
Join a team that makes "Great Things Happen!"
The Business Banker originates new business banking relationships and the cross selling of existing clients within a portfolio, generally with customer annual revenue under $10 Million.
The Business Banker focuses on growing deposits, loans and fee income in a profitable manner.
Primary Responsibilities
Participates in the business development activities of the bank.
Identifies appropriate prospects within defined target markets, generally with annual revenues under $10 Million, creates and manages an effective prospect list and perform activities to ensure growth in loan, deposit and fee income portfolios.
Serves our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
Partners with and refers to other bank departments, such as Retail, Private Banking and Treasury Management, to identify other appropriate products and services.
Participates in the underwriting and documentation of the credit.
Utilizes the business case discussion and subsequent meetings with bank management, the Small Business Loan Center, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
Participates in the management of a loan portfolio.
Monitors the portfolio for credit quality.
Understands, detects and reports the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.
Assists the bank in achieving positive CRA metrics by collaborating with bank-level, regional or HTLF CRA Officers.
Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function.
Qualifications
Bachelor's Degree in Accounting, Business, Finance or a related field preferred
2+ years of banking experience with lending experience preferred
General understanding of business tax returns, P&L statements, business cash flow and personal financial statements required
Good understanding of credit documentation and credit risk
Basic understanding of loan, deposit and Treasury Management products
Demonstrated success in sales and business development
Scheduled Weekly Hours:

40 Time Type:

Full time The targeted salary for this role is:

$69,660.00 - $90,558.00 You may also be offered incentive compensation, and benefits.
Benefits may include Medical, Dental, Vision, 401(k), Health Savings Account, Paid Time Off.
Actual compensation may vary based on geographic location of the specific role as well as work experience, education, and skills of the selected candidate.

About Us When you join Bank of Blue Valley, a division of HTLF Bank you don't just become a part of our team, you become part of our work family! We take pride in helping you grow in your career, develop professionally and encourage a healthy work life balance.
We want you to be the best, so we can be the best, together.
Recognizing how important it is to give back to our communities; we do as much as possible, as often as possible! In 2020 alone we have donated over $233,000 to Kansas City Metro and Northeast Kansas organizations combined.
Our team members are apart of 83 Organization Civic Support Board Leadership Roles and have contributed to a combined 1800 + Volunteer Hours.
When we volunteer as a team, we bond in a way that is different from the office setting.
We grow, collaborate and ultimately bringing us closer together as we volunteer.
This makes our Bank of Blue Valley team even more special.
A diverse and inclusive workplace are what makes a place to work feel like a place to call your second home.
Everyone regardless of their role wants to feel accepted, supported and equally involved in the workplace.
Bank of Blue Valley, a division of HTLF Bank truly values the differences in our employees whether it be sexual orientation, race, ethnicity, culture or style.
We appreciate what makes each of us unique and we wouldn't be who we are without you.
It is, without a doubt, our employees that make us so great!
Our work family is extremely important to us and at Bank of Blue Valley, a division of HTLF Bank we strive to ensure our employees are happy, engaged and evolving! Help us continue to build an exceptional team that lives our mission statement every day of enriching lives one customer, employee and community at a time.
Member FDIC ∙ Equal Housing Lender Employment at HTLF Bank is employment at will
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