VP Underwriter

axosbank com
US - California - San Diego
July 4, 2024

Axos Bank

Target Range:
$150,000.00/Yr. - $175,000.00/Yr.
Actual starting pay will vary based on factors including, but not limited to, geographic location, experience, skills, specialty, and education.

Eligible for an Annual Discretionary Cash Bonus Target: 17.5%

Eligible for an Annual Discretionary Restricted Stock Units Bonus Target: 17.5%

These discretionary target bonuses may be awarded semi-annually based upon your achievement of performance goals and targets.

About This Job
Support the Sales Manager and Relationship Managers from a credit perspective in prescreening, structuring, and negotiating transactions in preparation for submission into the underwriting pipeline for Commercial Lending.

Responsibilities:
Manage and effectively execute on existing underwriting pipeline of Commercial Lending and other structured transactions including the analyses and due diligence process on the financial condition and credit worthiness of potential clients in the underwriting pipeline
Supporting underwriting positions with conviction by presenting logical detailed analysis and metrics to support positions
Manage the submissions for credit approval and work with senior credit officers on any additional analysis or conditional requirements being included in the proposed credit
Assist in complex deal negotiations throughout the documentation and funding stages of approved transactions. Assist with the preparation of reports, information requests, credit inquiries, Pre-Investment Committee submissions, term sheets, Credit Memorandum, and other special requests
Lead and mentor junior team members in all facets of underwriting

Requirements:
Bachelor's degree
5+ years' experience working in a financial institution in a transactional credit role

Axos Employee Benefits May Include:

Medical, Dental, Vision, and Life Insurance
Paid Sick Leave, 3 weeks' Vacation, and Holidays (about 11 a year)
HSA or FSA account and other voluntary benefits
401(k) Retirement Saving Plan with Employer Match Program and 529 Savings Plan
Employee Mortgage Loan Program and free access to an Axos Bank Account with Self-Directed Trading

About Axos

Born digital-first, Axos delivers financial tools and services that allow individuals, small businesses, and companies to access and manage their money how, when, and where they want. We're a diverse team of dynamic, insightful, and independent innovators who are excited to provide technology-driven solutions that offer unbeatable value to our customers.

Axos Financial is our holding company and is publicly traded on the New York Stock Exchange under the symbol "AX" (NYSE: AX).

Learn more about working at Axos

Pre-Employment Background Check and Drug Test:

All offers are contingent upon the candidate successfully passing a credit check, criminal background check, and pre-employment drug screening, which includes screening for marijuana. Axos Bank is a federally regulated banking institution. At the federal level, marijuana is an illegal schedule 1 drug; therefore, we will not employ any person who tests positive for marijuana, regardless of state legalization.

Equal Employment Opportunity:

Axos is an Equal Opportunity employer. We are committed to providing equal employment opportunities to all employees and applicants without regard to race, religious creed, color, sex (including pregnancy, breast feeding and related medical conditions), gender, gender identity, gender expression, sexual orientation, national origin, ancestry, citizenship status, military and veteran status, marital status, age, protected medical condition, genetic information, physical disability, mental disability, or any other protected status in accordance with all applicable federal, state, and local laws.

Job Functions and Work Environment:

While performing the duties of this position, the employee is required to sit for extended periods of time. Manual dexterity and coordination are required while operating standard office equipment such as computer keyboard and mouse, calculator, telephone, copiers, etc.

The work environment characteristics described here are representative of those an employee may encounter while performing the essential functions of this position. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of this position.
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Read the full job description and apply online on the recuiter's web-site

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