Product Manager Unsecured Lending

We're building a relationship-oriented bank for the modern world.
We need talented, passionate professionals who are dedicated to doing what's right for our clients.

At CIBC, we embrace your strengths and your ambitions, so you are empowered at work.
Our team members have what they need to make a meaningful impact and are truly valued for who they are and what they contribute.

To learn more about CIBC, please visit CIBC.com

What You'll Be Doing

As a member of the Simplii Lending team, you'll be responsible for supporting and executing the development of acquisition and engagement strategies to maximize client profitability and remain competitive in the marketplace.
You will oversee the day-to-day management of the portfolio and influence the ongoing growth of the Simplii Financial franchise and its positive contribution to the CIBC enterprise.
You will work closely with product peers and cross-functional resources to achieve business objectives including revenue, profit, account opens, balances, market share, and NPS goals.

We are looking for an entrepreneurial, impact-focused individual who is eager to contribute to the evolution of Simplii Credit Card products and features as the catalyst to grow customer share of wallet and market share.

At CIBC, we enable the work environment most optimal for you to thrive in your role.
You'll have the flexibility to manage your work activities within a hybrid work arrangement where you'll spend 1-3 days per week on-site, while other days will be remote.

How You'll Succeed

• Product Management - Strong knowledge and experience in product management, sufficient to identify, develop, and implement approved initiatives (experience preferably in financial services).
• Product Strategic Planning - As a Product Manager, the incumbent will assist with annual strategic business plans and business cases for Simplii Credit Cards, in consultation with the leadership team.
  They will make recommendations to drive sales effectiveness, create operational efficiency, and strategic congruence.
  They will also be responsible for maintaining and sharing product value propositions and strategies that align with the Simplii brand and franchise strategy.
• Analytical - Understand and interpret complex information, identify patterns and trends in new or strategic areas, and develop recommendations, often with minimal direction to respond to urgent business priorities.
• Stakeholder Management - This job interacts on a regular basis with senior management within Simplii Financial including the VPs and Senior Directors within Simplii, business leaders/stakeholders in the Digital and Direct or Retail and Business Banking lines of businesses including Digital Channels, Call centers, Product, Marketing, and Payments, various other CIBC departments (Legal, Compliance, Privacy, Finance, Risk Management), and external vendors as required.
• Competitive Assessment and Monitoring:
  The incumbent will be accountable for the performance of Simplii Cards KPIs through strategic management and ongoing analysis of trends and the competitive landscape.
  In addition, they will support weekly/monthly/quarterly/financial forecasts & reporting.

Who You Are

• You can demonstrate experience.
  You have 3-5 years of relevant experience in product management, marketing, and strategic planning.
  Previous experience conceptualizing, building, and operating consumer products is a plus.
• You give meaning to data.
  You enjoy investigating complex problems and making sense of information.
  You communicate detailed information in a meaningful way.
• You have excellent communication and presentation skills. You can prepare and present material to an executive audience.
• You thrive in a challenging environment.
  You are comfortable navigating complex problems to independently develop recommendations aligned with both long-term and urgent business priorities.
• Your influence makes a difference. You know that relationships and networks are essential to success.
  You inspire outcomes by sharing your expertise.
• You're motivated by collective success. You know that teamwork can transform a good idea into a great one.
  You know that an inclusive team that enjoys working together can bring a vision to life.
• You look beyond the moment. You know what you do will make a difference today and tomorrow.
  You look for new opportunities to define what's possible.
• Values matter to you. You bring your real self to work, and you live our values - trust, teamwork, and accountability.

What CIBC Offers

At CIBC, your goals are a priority.
We start with your strengths and ambitions as an employee and strive to create opportunities to tap into your potential.
We aspire to give you a career, rather than just a paycheck.

• We work to recognize you in meaningful, personalized ways, including a competitive salary, incentive pay, banking benefits, a benefits program
  • , a defined benefit pension plan
  • , an employee share purchase plan, a vacation offering, wellbeing support, and MomentMakers, our social, points-based recognition program.
• Our spaces and technological toolkit will make it simple to bring together great minds to create innovative solutions that make a difference for our clients.
• We cultivate a culture where you can express your ambition through initiatives like Purpose Day; a paid day off dedicated for you to use to invest in your growth and development.

• Subject to plan and program terms and conditions

What you need to know

• CIBC is committed to creating an inclusive environment where all team members and clients feel like they belong.
  We seek applicants with a wide range of abilities, and we provide an accessible candidate experience.
  If you need accommodation, please contact ***
• You need to be legally eligible to work at the location(s) specified above and, where applicable, must have a valid work or study permit.
• We may ask you to complete an attribute-based assessment and other skills tests (such as simulation, coding, French proficiency, MS Office).
  Our goal for the application process is to get to know more about you, all that you have to offer, and give you the opportunity to learn more about us.

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