Business Banker

NEW MEXICO BANK and TRUST
US - New Mexico - Albuquerque
July 6, 2024
Financial

New Mexico Bank and Trust, a division of HTLF Bank, is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.

New Mexico Bank and Trust, a division of HTLF Bank, is a growing dynamic organization with many locations offering uniquely different banking and financial solutions for businesses and personal clients. As a performance driven company, we strive to create a culture of excellence with high standards, and high values while providing outstanding growth and involvement opportunities for employees. Join a team that makes "Great Things Happen!"

BUSINESS BANKER-NEW MEXICO

The Business Banker originates new business banking relationships and cross sells existing clients within a portfolio, generally with customers who have annual revenue under $10 Million. The Business Banker focuses on growing deposits, loans and fee income in a profitable manner.

Primary Responsibilities

Participates in the business development activities of the bank.
Identifies appropriate prospects within defined target markets, generally with annual revenues under $10 Million, creates and manages an effective prospect list and perform activities to ensure growth in loan, deposit and fee income portfolios.
Serves our prospects and customers through a consultative selling, trusted advisor role to assist them in recognizing and tackling business opportunities and risks, and helping them accomplish their goals while maximizing our effectiveness.
Partners with and refers to other bank departments, such as Retail, Private Banking and Treasury Management, to identify other appropriate products and services.
Participates in the underwriting and documentation of the credit.
Utilizes the business case discussion and subsequent meetings with bank management, the Small Business Loan Center, the credit department, industry specialists and other interested parties to exchange information and ideas, and to seek to understand the opinions of others.
Participates in the management of a loan portfolio.
Monitors the portfolio for credit quality. Understands, detects and reports the early warning signs of problem credits so as to minimize the risk of credit loss and to maintain appropriate risk ratings on all loans.
Assists the bank in achieving positive CRA metrics by collaborating with bank-level, regional or HTLF CRA Officers.
Completes annual E-Learning Plan and Bank Secrecy Act (BSA) training as assigned and keeps up-to-date knowledge of BSA as it relates to the job function.

Qualifications

Bachelor's Degree in Accounting, Business, Finance or a related field preferred
2+ years of banking experience with lending experience preferred
General understanding of business tax returns, P&L statements, business cash flow and personal financial statements required
Good understanding of credit documentation and credit risk
Basic understanding of loan, deposit and Treasury Management products
Demonstrated success in sales and business development

Scheduled Weekly Hours:

40

Time Type:

Full time

The targeted salary for this role is:

$69,660.00 - $90,558.00

You may also be offered incentive compensation, and benefits. Benefits may include Medical, Dental, Vision, 401(k), Health Savings Account, Paid Time Off. Actual compensation may vary based on geographic location of the specific role as well as work experience, education, and skills of the selected candidate.
Associated topics:
banking service, commercial loan, counselor, loan, loan servicing officer, mortgage, mortgage loan, mortgage officer, officer, personal banker i

Read the full job description and apply online on the recuiter's web-site

Related Job Postings

25U Signal Support Systems Specialist

National Guard

United States - NM - NM - Roswell
June 18, 2024

• Communication is the pulse of Army National Guard units, and it's up to the Signal Support Systems Specialist to ensure the information keeps flowing so the military doesn't miss a beat. • Signal Support Systems Specialists are responsible for integrating signal systems and networks; performing...

Find Jobs Hiring Now Near You!

Get Jobilize Job Search Mobile App Now